Legal

Responsible Lending

Our commitment to fair, transparent, and sustainable financing.

Last updated: 19 July 2026

At Lendify, financing should help a business grow — never put it at risk. We are committed to lending responsibly and to treating every customer fairly throughout their relationship with us.

Lending within your means

  • We assess each application to understand whether the financing is suitable and affordable for your business
  • We consider your cash flow and existing commitments before recommending an amount or structure
  • We will not knowingly extend financing that we believe a business cannot reasonably repay

Transparency

  • We disclose the full cost of financing — interest, fees, and repayment schedule — before you commit
  • The rate you are quoted is the rate you pay; there are no hidden charges
  • Our terms are written in plain language, not dense legal jargon

Fair treatment

  • We offer flexible, clearly-stated early settlement with no punitive lock-ins
  • We handle every application and account with confidentiality and respect
  • We do not use aggressive or misleading sales or collection practices

Support if you face difficulty

If your circumstances change and you anticipate difficulty meeting a repayment, contact us early. We will work with you in good faith to find a reasonable way forward wherever possible.

Talk to us

To discuss your financing or raise a concern, email us at [email protected].

Apply now